Why we only do appraisal
Most claim professionals do a little of everything. We chose to specialize. Virginia Insurance Appraiser works on one question, the amount of loss, and our process, tools and documentation standards are built around answering it well. That focus lets us serve as your named appraiser, review an estimate before a dispute escalates, or sit as a neutral umpire on panels where we represent neither side.
How we work
- Independent scope first. We inspect and measure before we look at anyone else’s numbers.
- Defensible over impressive. A padded estimate loses credibility with an umpire. We price what we can support.
- Plain-English reporting. You’ll understand every difference between our valuation and the insurer’s.
- Honest triage. If your claim needs an attorney or a public adjuster instead, we’ll say so.
- Fees in writing. You know exactly what our work costs before it starts.
Who we work with
Homeowners, condo owners, landlords, association boards, property managers, churches, business owners, contractors and attorneys across Virginia. On any claim we serve in one role only, and we disclose any prior relationship with the other appraiser, the umpire or the insurer.
What we are not
We aren’t a law firm and don’t give legal advice. We aren’t public adjusters and don’t negotiate claims outside the appraisal process. We don’t guarantee outcomes, because no honest appraiser can.
Why statewide
Virginia stretches from Atlantic beaches to Appalachian coalfields. Working across all 133 localities means we see every kind of loss the Commonwealth produces, from hurricane wind in Hampton Roads and flash floods in Arlington to ice in Charlottesville and hail in Roanoke, and price each with local knowledge.