
Free & private
Free Insurance Claim Calculators for Virginia Owners
Seven calculators and planners built from real appraisal work. Check the insurer’s math, plan your deadlines and decide on next steps. No sign-up, and nothing is stored.
EstimatorClaim Gap & Fee Estimator
Measure the disputed amount, test where an award might land and subtract realistic appraisal fees.Read more
CalculatorHoldback Recovery Calculator
Split a claim into the first ACV check, the depreciation held back and the total after repairs.Read more
CalculatorRoof Pitch & Squares Checker
Turn a footprint into true roof squares with pitch and waste, then check the estimate’s numbers.Read more
ConverterHurricane & Wind Deductible Converter
Turn a percentage hurricane, named-storm or wind deductible into dollars and see what a claim pays.Read more
PlannerClaim Clock & Calendar Builder
Map notice, proof-of-loss, holdback and suit dates from your date of loss, then export an .ics file.Read more
ChecklistAppraisal Readiness Scorecard
Answer 12 yes/no questions to score your claim file and get a to-do list before demanding appraisal.Read more
CalculatorFallen Tree Claim Splitter
Split a tree claim into dwelling repair, capped removal and what you pay, using your policy’s limits.Read moreSuggested order
Using the tools together
- Claim clock & calendar builder: put every policy deadline on your calendar first.
- Roof pitch & squares checker: check the roof measurements in the estimate.
- Fallen tree claim splitter: see how tree limits change the payment.
- Deductible converter: see what a percentage deductible costs you.
- Holdback recovery calculator: split the payment into ACV and holdback.
- Claim gap & fee estimator: test whether the dispute justifies appraisal.
- Readiness scorecard: find the gaps in your file before you demand.
Talk it through first
The first conversation is free. We’ll tell you plainly whether appraisal fits your claim.
+1 (844) 537-1427Send claim detailsMon–Fri 8am–6pm ET · All of Virginia