
What we do
Insurance Appraisal Services in Virginia
Panel representation, estimate reviews, umpire work and peril-specific valuations. Every service is built around one thing: an accurate, defensible number for your loss.
Service 01Appraisal Clause Representation
Named as your appraiser after a written demand, we value the loss and work the panel to a signed award.Read more
Service 02Homeowners Insurance Appraisal
Independent valuation for houses, townhomes and condos when the carrier’s check won’t cover the repair.Read more
Service 03Commercial & HOA Claim Appraisal
Appraisal for retail, office, warehouse, church, apartment and condo-association losses with large scopes.Read more
Service 04Roof & Hail Damage Appraisal
Measured, slope-by-slope valuation of hail and roof damage, including matching and code items.Read more
Service 05Wind & Tornado Damage Appraisal
Valuation of derecho, squall-line and tornado damage to roofs, siding, framing and outbuildings.Read more
Service 06Hurricane & Nor’easter Appraisal
Wind and wind-driven-rain valuation for Hampton Roads and Eastern Shore storm losses.Read more
Service 07Water Damage Claim Appraisal
Burst pipes, appliance failures and roof leaks, valued with drying, tear-out and matching included.Read more
Service 08Fire & Smoke Damage Appraisal
Structure, smoke, soot and contents valuation for kitchen fires, lightning strikes and total losses.Read more
Service 09Fallen Tree & Ice Storm Appraisal
Tree strikes and ice-load failures valued with crane work, framing repair and debris-removal limits.Read more
Service 10Historic Home Claim Appraisal
Plaster, heart pine, slate and old-growth trim valued at the real cost of like-kind repair.Read more
Service 11Insurance Estimate Review
A line-by-line review of the carrier’s estimate showing exactly what’s missing and what it’s worth.Read more
Service 12Umpire Selection & Services
Neutral umpire work, plus help choosing a qualified umpire when the two appraisers can’t agree.Read moreNot sure where to start?
Most files begin with an estimate review
Before anyone demands appraisal, it helps to know exactly where the insurer’s estimate falls short and what that gap is worth. A review answers that in days, and many disputes close at that stage.
About estimate reviewsCan I hire you for one part of the process?
Yes. Many clients start with an estimate review and decide later whether to demand appraisal.
Do you handle commercial and HOA claims?
Yes: offices, retail, churches, apartments, warehouses and condo or townhome associations.
Do you only work storm claims?
No. We also value water, fire, smoke, lightning and tree claims, plus historic-home losses.
Carrier’s number and the repair bill don’t match?
Send us the estimate. We’ll review it and tell you what we see, at no cost for the first look.