- Hail
- Ice storms
- Fallen trees
- Flash flooding
- Wind
Housing mix: Early-1900s foursquares and Victorians, mid-century brick homes, valley subdivisions.
The valley’s largest city
Roanoke is an independent city surrounded by Roanoke County, with the Blue Ridge Parkway passing just to the east. Its neighborhoods include Old Southwest, Raleigh Court, Grandin Village, South Roanoke, Wasena, Gainsboro and Williamson Road. Many homes date from the early 1900s, when the railroad drove the city’s growth.
Storm history
The Election Day Flood of November 1985 sent the Roanoke River through the city and remains one of the most damaging floods in Virginia’s history. More recently, the remnants of Hurricane Helene in September 2024 brought heavy rain and flooding across Southwest Virginia. The valley sees hail most springs and summers, and ice storms periodically weigh down trees on steep, wooded lots.
Common disputes in Roanoke
- Hail damage to older asphalt, slate and metal roofs.
- Steep lots and roofs that need extra labor, safety equipment and access charges.
- Ice and tree damage to roofs, porches and gutters.
- Basement water losses where the source is disputed.
- Older homes with plaster, heart pine and original trim.
Housing mix
Expect brick and frame foursquares, Victorians and bungalows in the older neighborhoods, mid-century brick ranches in the suburbs, and newer subdivisions in Roanoke County, Salem and Botetourt County. Steep driveways and hillside foundations add access costs that estimates often skip.
Services available in Roanoke
Every Virginia Insurance Appraiser service is available to property owners in Roanoke and the surrounding area, including:
- Appraisal Clause Representation
- Homeowners Insurance Appraisal
- Commercial & HOA Claim Appraisal
- Roof & Hail Damage Appraisal
- Wind & Tornado Damage Appraisal
- Hurricane & Nor’easter Appraisal
- Water Damage Claim Appraisal
- Fire & Smoke Damage Appraisal
Questions from Roanoke property owners
My roof is steep and the estimate doesn’t include steep charges. Should it?
Estimating software usually adds labor charges for steep pitches (often 7/12 and up) and multi-story heights. If your roof qualifies, those items belong in the estimate.
Does an insurance appraiser in Roanoke serve Salem and the New River Valley?
Yes. We work across the Roanoke Valley, Salem, Botetourt and the New River Valley, including Blacksburg and Christiansburg.
